Home emergency

Contents insurance is not rocket science. We explain everything you need to know about home emergency cover in this glossary article.

    What is home emergency for contents insurance?

    Home emergency is an additional cover that supports you, should your home become uninhabitable and require temporary accommodation, for example. You’re also covered for emergency repair work needed to make your home safe again.

    What does home emergency for contents insurance cover?

    Home emergency for contents insurance covers many different hazards that can make your home uninhabitable. These include: pest infestations, water damage, structural damage to your building, damage caused by fire, gas leaks, electrical failure, and much more. You’ll receive support if you require emergency accommodation as well as compensation for repair costs.

    Should I get home emergency for contents insurance?

    This depends on your situation. Not being able to live in your home is not only inconvenient, it can also be expensive if you have to live in a hotel for a while. Many unexpected events, such as water damage or a pest infestation, can lead to a home emergency. Therefore, it’s always best to be covered.

    Do I need a separate policy for home emergency cover?

    This depends on your insurer. Some will have a separate policy, but many offer it as an add-on or extension for contents insurance. Getsafe allows you to add the Home Emergency extension to your contents insurance, so you won’t need a separate policy.

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