Legal cover
Contents insurance is not rocket science. We explain everything you need to know about legal cover in this glossary article.
What is contents insurance legal cover?
Some insurers offer legal cover as an extension to your contents insurance. A legal cover is there to protect you in cases of legal ramifications. This can be in relation to contents - for example to protect you in case of disputes with your landlord. However, legal cover may protect you against a variety of situations, which are not related to your home such as work disputes or even clinical negligence.
Do I need legal cover for contents insurance?
Legal issues are unfortunately more common than we anticipate. Legal processes can also be quite time consuming and oftentimes very expensive. While a legal cover is not mandatory in the UK it may be smart and cost effective to be covered against all eventualities.
What does legal cover for contents insurance include?
The exact level of cover varies from insurer to insurer and you are best off checking your insurance policy to make sure you know what you are protected against.At Getsafe, legal cover does not only relate to your contents, but protects you against different situations which may for example be work related - such as unfair dismissal or unequal pay.
What does Getsafe Legal Extension cover?
There are lots of different situations in which you are protected by the Getsafe Legal cover. Apart from disputes related to contents, we offer protection in case of personal injury, clinical negligence or employment disputes. We also cover you in cases of contact disputes arising from breach of contract in certain situations or in case of tax disputes, given that you have followed a proper procedure. We do not cover any incidents which may have occurred before the start of your contract or legal defence in cases of claims against you.
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