CONTENTS INSURANCE

  • Protect your personal belongings in your home
  • 0% paperwork - 100% app
  • Cancel anytime, free of charge

from £2.71 / month*

Accurate as of 15/07/2021

Your Benefits

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Insurance Made Simple

Forget about searching for documents and trying to figure out what’s actually covered. You can access all important information and documents with just a few clicks in the app. And even if you have to file a claim, you can do so 24/7 – also via our app.

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COMPLETE FLEXIBILITY

Life is full of surprises, and your insurance shouldn’t hold you back. That’s why we allow you to personalise and adapt your coverage – at any time and with no additional fees.

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100% TRANSPARENT

We speak your language and keep it simple by avoiding complex insurance jargon so you know exactly what you’re paying for. You’ll never be hit with hidden fees or additional charges.

Customer Voices

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WHAT IS CONTENTS INSURANCE?

Getsafe Contents insurance covers your belongings within your home for up to £100,000.

If your belongings are damaged or lost as a result of an insured risk such as fire, storms, or burglary, we cover the costs.

You can also personalise your policy to cover additional risks like accidental damage.

Overview

Policy Document

WHAT'S COVERED?

Insured items
Insured risks
Insured places

Insured items

Insured items are items you use in your home that belong to you:

Insured items

Furniture
Jewelry and watches
Cameras and audio and visual equipment
Money
Lock changes due to key theft
Personal data
Business equipment
Clothing
Someone else’s belongings
Refrigerated food and drinks

EXTEND YOUR COVERAGE

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ACCIDENTAL DAMAGE

For all our clumsy fellows… Cover your stuff against damage you cause yourself by adding our Accidental Damage extension.

Learn more

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PERSONAL POSSESSIONS

Cover your belongings outside your home and even abroad with the Personal Possessions extension. So if you’re out and your new laptop, bike, or phone gets stolen, you have the coverage you need.

Learn more

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LEGAL PROTECTION

Fight for your right! Legal Protection covers you against a wide range of legal disputes, including disagreements with your employer, personal injuries, clinical negligence, and contractual disputes.

Learn more

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HOME EMERGENCY

The Home Emergency extension supports you with repair costs or emergency accomodation if your home becomes uninhabitable due to defective water, electrical, or heating systems, for example.

Learn more

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TENANTS LIABILITY

Cover yourself against potential accidents that might damage your landlord's possessions. Imagine you or your friend spill a drink on your landlord's new carpet. With the Tenants Liability extension, there’s no need to worry.

Learn more

EXCESS

Getsafe offers the option to contribute to the costs of any claim. This is known as an excess or deductible. You might wonder why this option exists, but the answer is quite simple. The higher excess you choose when purchasing insurance, the lower your premium will be. You have flexibility when choosing your excess amount, which you select when purchasing a policy in the app.

You can find out more about how the excess works in this document.

What's not covered?

Transparency is important to us. That’s why we want to be honest with you. These types of damage are not covered by Getsafe Contents insurance.

Gradual damage
Like wear and tear, rust, rot, fungus, mould
Damage caused by animals
Including vermin, but also your own pets
Damage caused by weather and nature
To items that are not stored within a building of standard construction
Commercial damage
Damage arising from or in connection to your business, trade or profession
Damage caused by inherent defects, faulty setup or usage
Including faulty materials, defective design or user-related errors
The amount of your excess
As stated in your schedule

FAQ

What is contents insurance?
What does contents insurance cover?
I'm living with my family. Are they also covered?
Why do I need contents insurance?
What is part of my contents?
How can I file a claim?
Do I need contents insurance as a tenant?
How soon can you make a contents insurance claim after buying it?
How much should you insure your household contents for?
Is a washing machine covered by contents insurance?
Does contents insurance cover mobile phones?
Is carpet covered by contents insurance?

Download The Getsafe App

Join a community of 200,000+ customers and get your comprehensive coverage today.

*Terms and conditions apply