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Why you need a personal liability insurance
For accidental damage to a rental property
You've finally put up some new wall units, but you overestimated your DIY skills and it collapses overnight. The result: the once good-condition wooden floor of your rented flat is now badly damaged. Good thing your insurance has you covered.
If you lose your keys
Disaster-alert: You’ve lost your key to your office. For security reasons, the entire lock system for the office needs to be replaced. The good news: Your insurance will cover the costs.
If you damage someone else’s property
Your friend has a new laptop and you’re watching a film on it together. You get up to go get some popcorn from the kitchen, and knock the laptop as you stand. It falls to the floor and gets a crack in the display. Your personal liability insurance covers the cost.
If you accidentally injure someone
You’re on a skiing holiday, and end up hurting someone accidentally when you don’t pay attention for a split-second and collide with them. They break their wrist and tear their shoulder tendon. Fortunately, your insurance covers the compensation costs.
You've finally put up some new wall units, but you overestimated your DIY skills and it collapses overnight. The result: the once good-condition wooden floor of your rented flat is now badly damaged. Good thing your insurance has you covered.
If you lose your keys
Disaster-alert: You’ve lost your key to your office. For security reasons, the entire lock system for the office needs to be replaced. The good news: Your insurance will cover the costs.
If you damage someone else’s property
Your friend has a new laptop and you’re watching a film on it together. You get up to go get some popcorn from the kitchen, and knock the laptop as you stand. It falls to the floor and gets a crack in the display. Your personal liability insurance covers the cost.
If you accidentally injure someone
You’re on a skiing holiday, and end up hurting someone accidentally when you don’t pay attention for a split-second and collide with them. They break their wrist and tear their shoulder tendon. Fortunately, your insurance covers the compensation costs.
Use the code safehavens15 and start with a credit of €15 – that's almost three months’ insurance free! Refer your friends and you’ll get even more credit as a thank you.
Use the code safehavens15 and start with a credit of €15 – that's almost three months’ insurance free! Refer your friends and you’ll get even more credit as a thank you.
Insure your entire household with a family extension for your liability insurance. Your spouse or partner, children or other people in your household – even temporary ones like au pairs – are covered.
Liability insurance for drones is mandatory in Germany - otherwise you won't get a licence to take off. With a drone extension to your liability insurance, you can fly drones weighing up to 5kg worldwide.
"If you're an expat in Germany then Getsafe is your safest option. They took the time to explain how things work in Germany with a customer-focussed approach."
“Amazing products with clear and concise information in English and German. Excellent service from English-speaking representatives. Could not recommend them highly enough!”
All breeds welcome: Dog liability insurance has you covered when your dog causes damage. As a dog owner, you’re liable for your pet – especially in the 6 German states where dog liability insurance is required.
Make sure your retirement is secure with private pension insurance – the earlier you start, the more your money will grow and the more financially stable you’ll be in old age, no matter where you end up retiring.
Protect your income: You finance your life with your work. Income protection insurance makes sure your monthly income and your financial independence are secure if you’re no longer able to work due to illness or injury.