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Top coverage at a fair price
You’ll get the best value for the money available on the market

Everything in English
Including consultations, claims process & customer service

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Use our in-app concierge to get help, file a claim & more

Why you need a
personal liability insurance
For accidental damage to a rental property

You've finally put up some new wall units, but you overestimated your DIY skills and it collapses overnight. The result: the once good-condition wooden floor of your rented flat is now badly damaged. Good thing your insurance has you covered.
If you lose your keys

Disaster-alert: You’ve lost your key to your office. For security reasons, the entire lock system for the office needs to be replaced. The good news: Your insurance will cover the costs.
If you damage someone else’s property

Your friend has a new laptop and you’re watching a film on it together. You get up to go get some popcorn from the kitchen, and knock the laptop as you stand. It falls to the floor and gets a crack in the display. Your personal liability insurance covers the cost.
If you accidentally injure someone

You’re on a skiing holiday, and end up hurting someone accidentally when you don’t pay attention for a split-second and collide with them. They break their wrist and tear their shoulder tendon. Fortunately, your insurance covers the compensation costs.
Why you need a personal liability insurance
apartment
For accidental damage to a rental property
You've finally put up some new wall units, but you overestimated your DIY skills and it collapses overnight. The result: the once good-condition wooden floor of your rented flat is now badly damaged. Good thing your insurance has you covered.
Hand with keys
If you lose your keys
Disaster-alert: You’ve lost your key to your office. For security reasons, the entire lock system for the office needs to be replaced. The good news: Your insurance will cover the costs.
Broken laptop
If you damage someone else’s property
Your friend has a new laptop and you’re watching a film on it together. You get up to go get some popcorn from the kitchen, and knock the laptop as you stand. It falls to the floor and gets a crack in the display. Your personal liability insurance covers the cost.
Hand with bandage
If you accidentally injure someone
You’re on a skiing holiday, and end up hurting someone accidentally when you don’t pay attention for a split-second and collide with them. They break their wrist and tear their shoulder tendon. Fortunately, your insurance covers the compensation costs.
Getsafe and save cash

Use the code safehavens15 and start with a credit of €15 – that's almost three months’ insurance free! Refer your friends and you’ll get even more credit as a thank you.

Getsafe and save cash

Use the code safehavens15 and start with a credit of €15 – that's almost three months’ insurance free! Refer your friends and you’ll get even more credit as a thank you.
When are you covered?

Coverage highlights

Extend your coverage with add-ons

Family

Insure your entire household with a family extension for your liability insurance. Your spouse or partner, children or other people in your household – even temporary ones like au pairs – are covered.

Drones

Liability insurance for drones is mandatory in Germany - otherwise you won't get a licence to take off. With a drone extension to your liability insurance, you can fly drones weighing up to 5kg worldwide.

What’s not covered

Voices from our customers

Covered in minutes, completely trouble-free
"This was the most painless and trouble-free insurance transaction I've ever had. I was able to purchase the coverage I needed in minutes."

Arne on Trustpilot
Best choice for expats in Germany
"If you're an expat in Germany then Getsafe is your safest option. They took the time to explain how things work in Germany with a customer-focussed approach."
Paul on Trustpilot
Amazing products and service
“Amazing products with clear and concise information in English and German. Excellent service from English-speaking representatives. Could not recommend them highly enough!”
Zane on Trustpilot

FAQ
FAQ

Need help? Weve got you
covered – in English!
WHY YOULL
LOVE GETSAFE
100% in English, 100% digital
No German? No problem. Get everything done in English, right from the Getsafe app!
Flexible cancellation
Sometimes life has other plans. Cancel your insurance any day if you have to.
24/7 claims service
Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.
Top coverage at a fair price
Since we’re a 100% digital company with our own BaFin licence, we can offer you top coverage for the fairest price.
Always be covered

Dog liability insurance

All breeds welcome: Dog liability insurance has you covered when your dog causes damage. As a dog owner, you’re liable for your pet – especially in the 6 German states where dog liability insurance is required.

Private pension insurance

Make sure your retirement is secure with private pension insurance – the earlier you start, the more your money will grow and the more financially stable you’ll be in old age, no matter where you end up retiring.

Income protection

Protect your income: You finance your life with your work. Income protection insurance makes sure your monthly income and your financial independence are secure if you’re no longer able to work due to illness or injury.