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Why you need a bike theft add-on

Contents insurance covers your bike if its
stolen from inside your place.

Only a bike theft add-on covers bikes
stolen from somewhere outside your place
(which is almost always the case when
a bike is stolen).

New for old

All bikes in your household

Worldwide
coverage

Why you need a bike theft add-on

Contents insurance covers your bike if its stolen from inside your place.

Only a bike theft add-on covers bikes stolen from somewhere outside your place (which is almost always the case when a bike is stolen).

New for old

All bikes in your household

Worldwide
coverage

How a bike theft
add-on works

New for old

If your bike is damaged by fire, water, storms or in the course of a burglary (e.g. vandalism) while its inside your flat or house, youll be compensated for the current market value of the bike through your basic contents policy.

If your bike is stolen or gets damaged when someone tries to steal it while it’s outside, you’ll be compensated for the current market value of the bike if you have a bike theft add-on.

‘Current market value’ means that if you bought your bike for €750 5 years ago and the same or similar bike costs €1000 today brand new, you’d be reimbursed €1000 (as long as you set your sum insured at minimum €1000).

All bikes in your household

If theres more than one bike in your household, a bike theft add-on will cover them all, up to a maximum amount of 5000. Anyone who lives together at the same address counts as a household. (Yes, your flatshare counts!)

You just need to declare the purchase price of all the bikes put together when you buy the add-on. You do this when you specify the sum insured – make sure it’s between €500 and €5000.

Worldwide coverage

Take your bike on holiday in Germany or abroad without worry. It’s covered by a bike theft add-on as long as you lock it properly.

Not sure what a ‘properly locked’ bike is according to insurance companies? Read our article on locking your bike the right way here!

What a bike theft
add-on covers

Spoiler alert: Bikes get stolen super often! Save yourself the heartache with a bike theft add-on to your contents policy.

Coverage highlights

Some things that aren't covered

VOICES FROM OUR COMMUNITY

Great service

"Had two incidents - contents and dental insurance. Both covered successfully and easily. The support team is always helpful and responsive ..."

Maria on Trustpilot

A super easy app to use

"I bought my insurance with a few clicks. The information on the policies and payments is comprehensive and clear. I highly recommend this app."

Nadia on Trustpilot

Helpful customer service

"We received the money from our claim within a couple of weeks, which covered the cost of a new bike and lock. I really appreciated the helpful service.."

Monica on Trustpilot

Frequently asked
questions

Frequently asked
questions

WHY YOULL
LOVE GETSAFE

100% English, all digital

Manage all your insurance needs quickly and easily in the app, in English.

24/7 claims

File a claim in English 24/7 in the app. Need assistance? Just reach out.

Flexible cancellation

Sometimes life has other plans. Cancel your insurance daily if you have to.

Best value for the money

Since we’re a fully digital company with our own BaFin license, we can offer you the absolute best deals possible.

Check it off
your to-do list

Covering your bike is easy
and it just takes two minutes.