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Why you need a bike theft add-on
New for old
All bikes in your household
Worldwide
coverage
Why you need a bike theft add-on
New for old
All bikes in your household
Worldwide
coverage
New for old
If your bike is damaged by fire, water, storms or in the course of a burglary (e.g. vandalism) while it’s inside your flat or house, you’ll be compensated for the current market value of the bike through your basic contents policy.
If your bike is stolen or gets damaged when someone tries to steal it while it’s outside, you’ll be compensated for the current market value of the bike if you have a bike theft add-on.
‘Current market value’ means that if you bought your bike for €750 5 years ago and the same or similar bike costs €1000 today brand new, you’d be reimbursed €1000 (as long as you set your sum insured at minimum €1000).
All bikes in your household
If there’s more than one bike in your household, a bike theft add-on will cover them all, up to a maximum amount of €5000. Anyone who lives together at the same address counts as a household. (Yes, your flatshare counts!)
You just need to declare the purchase price of all the bikes put together when you buy the add-on. You do this when you specify the sum insured – make sure it’s between €500 and €5000.
Worldwide coverage
Take your bike on holiday in Germany or abroad without worry. It’s covered by a bike theft add-on as long as you lock it properly.
Not sure what a ‘properly locked’ bike is according to insurance companies? Read our article on locking your bike the right way here!
Spoiler alert: Bikes get stolen super often! Save yourself the heartache with a bike theft add-on to your contents policy.
"Had two incidents - contents and dental insurance. Both covered successfully and easily. The support team is always helpful and responsive ..."
Maria on Trustpilot
"I bought my insurance with a few clicks. The information on the policies and payments is comprehensive and clear. I highly recommend this app."
Nadia on Trustpilot
"We received the money from our claim within a couple of weeks, which covered the cost of a new bike and lock. I really appreciated the helpful service.."
Monica on Trustpilot
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