Getsafe logo
Getsafe wordmark
Menu icon

Everything in English

Including the documents, the claims process & customer service.

Simple, fast & digital

Get a quote in 2 minutes. Manage everything easily in the app.

Get instant support

Reach us easily by phone or chat, with no time spent on hold.

Why you need
contents insurance

When a pipe bursts


You’re on a well-deserved holiday when your landlord calls. Your washing machine pipes burst and flooded your rental, causing extensive damage to your furniture and other belongings. Covered!

When a fire alarm sounds


Your phone charger catches fire in the middle of the night. You and your cat manage to escape the flames, but your flat is destroyed – along with your furniture, clothes and electronics. Covered!

When lightning strikes


While cozily enjoying a thunderstorm, lightning strikes only 200 meters from your place. Everything that was plugged in – TV. laptop, phone – is totally fried. Covered!

When you get robbed


On your way home after a night out, a stranger threatens you with a knife and robs you of your phone, money and other valuables.
Covered!

WHY YOU NEED CONTENTS INSURANCE

Laundry machine
When a pipe bursts

You’re on a well-deserved holiday when your landlord calls. Your washing machine pipes burst and flooded your rental, causing extensive damage to your furniture and other belongings. Covered!

Young woman in a living room
When a fire alarm sounds

Your phone charger catches fire in the middle of the night. You and your cat manage to escape the flames, but your flat is destroyed – along with your furniture, clothes and electronics. Covered!

Young man drinking coffee
When lightning strikes

While cozily enjoying a thunderstorm, lightning strikes only 200 meters from your place. Everything that was plugged in – TV. laptop, phone – is totally fried. Covered!

Phone in a pocket
When you get robbed

On your way home after a night out, a stranger threatens you with a knife and robs you of your phone, money and other valuables. Covered!

How contents
insurance works

New for old

An insured item is damaged. You file a claim. Its approved, and youre reimbursed the current market value of the insured item.

Example: You bought a couch 10 years ago for €1,000. It’s destroyed in a fire. Buying the same or similar couch brand new costs €3,000. Covered! You’re reimbursed €3,000.

Worldwide coverage

In addition to Germany, youll be covered abroad: up to 12 months anywhere in the world (as long as you still have a registered address in Germany).

Example: You’re on holiday or visiting family or friends abroad. Your hotel (or your parents’s house) is burglarised, and your fancy camera is stolen. Covered!

Gross negligence included

If your stuff gets damaged or destroyed because you made a silly mistake, youre still covered.

Example: If you leave a candle burning, go out for coffee and return to find the whole house in flames, you’re at fault – but you’re covered.

What contents
insurance covers

Coverage highlights

Extend your coverage with add-ons

Bike theft

Good for you, good for the planet, not covered by a regular contents insurance policy. Add coverage for bike theft to your contents insurance policy and ride on with confidence! You can select this add-on when you personalise your policy.

Glass

Furniture, mirrors, stovetops – sometimes things made of glass just break. Add coverage for glass to your contents insurance policy and don’t worry about your breakable stuff again. You can select this add-on when you personalise your policy.

Natural disasters

Add coverage for natural disasters to your contents insurance policy for increased protection against extreme weather, including earthquakes, landslides, floods and heavy snow. You can select this add-on when you personalise your policy.

Some things that aren't covered

Frequently asked
questions

Frequently asked
questions

VOICES FROM OUR COMMUNITY

Great service

"Had two incidents - contents and dental insurance. Both covered successfully and easily. The support team is always helpful and responsive ..."

Maria on Trustpilot

A super easy app to use

"I bought my insurance with a few clicks. The information on the policies and payments is comprehensive and clear. I highly recommend this app."

Nadia on Trustpilot

Happy with Getsafe

“Getsafe was really easy to understand and follow and they have everything in English that was so much more convenient ...”

Monica on Trustpilot

WHY YOULL
LOVE GETSAFE

100% English, all digital

Manage all your insurance needs quickly and easily in the app, in English.

24/7 claims

File a claim in English 24/7 in the app. Need assistance? Just reach out.

Flexible cancellation

Sometimes life has other plans. Cancel your insurance daily if you have to.

Best value for the money

Since we’re a fully digital company with our own BaFin license, we can offer you the absolute best deals possible.

Get help fast

Check it off
your to-do list

Insuring your place and your stuff is easier than you think  
and it takes just a few minutes.