Dental Supplementary Insurance
- Up to 100% reimbursement
- No waiting period
- Cleaning up to 80 € yearly
- Fillings and root canals covered
- Crowns and bridges covered
- 50+ plans compared
- Advice rated 4.8 out of 5
- Sign up in about 5 to 10 minutes
Description
Your teeth are fine until they are not. A cracked molar or a root canal can cost hundreds. Our Dental Supplementary Insurance closes the gap in public cover with up to 100% reimbursement and no waiting period.
We cover fillings, root canal and periodontal care. Crowns and bridges are included, so a break does not break the bank. You also get up to 80 € per year back for professional cleaning, and claims are simple in the app.
In the first four years, benefit limits apply, then full cover. After an accident, these limits do not apply. Book a free chat with our experts and pick the option that fits you.
Reviews
Ready if Health Turns Chronic
You’re living with a diagnosis that shows up every day. Between appointments, medication schedules, and the tougher weeks, you still want to keep work and home life steady. It helps when the big costs are covered so you don’t have to shoulder everything alone.
Essential cover
for this moment
Dental cover at a glance
When your dental cover kicks in
Who and what is protected
What we pay for
Not covered
Treatment before start date
Treatments planned, recommended, or started before the policy began are excluded. You must pay these costs yourself or cover them with a previously existing insurance policy.
Private health insurance membership
If you are fully privately insured, dental treatment is covered under your private health insurance. This top-up does not apply to private members.
Cosmetic-only treatment
Bleaching or purely aesthetic work with no need.
Experimental methods
Methods that are not scientifically accepted or not approved in Germany are not covered. We follow current medical standards for safe and proven care.
Documents
Am I eligible for Getsafe dental insurance?
You can take out cover if you live in Germany and are insured with a German public health fund. Full private health insurance is not eligible. We cannot cover treatments that were planned, recommended or started before your policy begins. Kids can be covered too. Not sure where you fit? Book a free chat and we will check your options in minutes.
Is there any waiting period before I can use it?
There are no waiting periods. Your cover starts on the policy start date. In the first four policy years there is a benefit scale with yearly payout caps. Only after that do the full benefits apply. If treatment is needed because of an accident, these caps do not apply immediately. Treatments started before your policy starts are not covered.
What does the dental insurance cover?
Core benefits include dental fillings, root canal treatments, periodontal treatments and dental prosthetics like crowns and bridges. Plus, we refund professional dental cleaning up to 80 euros per year. Depending on the plan, you can get up to 100 percent of your costs back after the share from your public fund. We do not cover anything planned or started before the policy begins.
How do I file a claim for a dental treatment?
Before treatment, ask your dentist for a cost plan and upload it in the Getsafe app so we can confirm cover. After treatment, pay the invoice and upload it in the app as well. We review the documents and transfer your refund to your account. For larger treatments, certain benefit limits apply in the first four years unless the treatment is needed due to an accident.
Are orthodontic treatments for children included?
It depends on your chosen plan. Some plans include benefits for medically necessary braces for children, often with certain limits and conditions. Treatments that were advised or started before the policy begins are not covered. If you want to know which options suit your child, you can book a free consultation.
How do the first-year limits work?
In the first four policy years your refunds are capped by a yearly maximum. The cap grows each year, then disappears after year four. This keeps prices fair while you settle in. If you need dental work due to an accident, the caps do not apply. We will show your exact limits in your offer and in the app.
One App. All your Insurance.
Easily manage all your insurance policies in a single app. From clear overviews of your coverage to instant claim submissions, we put you in control of your insurance so you can get back to what matters.
24/7 claims service
Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.
100% in English, 100% digital
Tired of insurance in German? No problem. We're 100% digital and fully available in English, from the app to your policy. Manage everything you need, hassle free.
Safepoints™ Earn. Save. Repeat.
Our Safepoints™ feature helps you actively save on your premium. You earn points by making safe choices, like completing quizzes, and for maintaining a liability-claim-free record. It's a simple way to get rewarded for being a responsible policyholder.
Get help your way
We believe getting help should be easy. Choose between our intelligent AI, a human expert, or a professional consultant to guide you through your insurance questions and needs, all on your terms.
Best Price. Best Product.
We offer you the perfect blend of great prices and a top-tier product. It's the ideal combination of high quality and affordability, designed to give you the most value for your money.
Long term but flexible
With our long term yet flexible policies you get the best of both worlds. We offer great prices and comprehensive coverage you can count on for the long run while giving you the freedom to easily make changes or cancel anytime all within the app.
Have questions?
Let’s figure it out together.
Chat with an expert who speaks your language – not insurance jargon. For free and unobligatory.
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