Personal liability is an absolute must-have.
We cover the financial costs should you accidentally cause
damage to someone else, their property, or assets.
Damage to your own property is not covered.
Transparency is important to us. For this reason, we don’t want to hide anything from you. These incidents are not covered by Getsafe Private Liability insurance.
Anyone can have a bad day. That’s why we support you financially should you cause damage to someone else, their property, or assets. We cover up to €50 million per claim.
Lost your keys? No problem! If you lose keys for your own home, place of work, or a place of voluntary work, we’ll cover the costs when the lock has to be replaced.
It doesn’t matter if you’re travelling to Paris, Milan, Tokyo, or New York – you can go exploring with the peace of mind of knowing that you’re covered. Outside of Europe, you get the same level of coverage as you would in Germany for five years. Within Europe, there is no time limit on how long you’re covered for. Where will you go next?
As you’re taking a walk around town, you receive a text message. While you’re concentrating on reading your message, you carelessly cross the street. Unfortunately, you don’t notice the cyclist approaching. The cyclist tries to avoid you and falls over, injuring their leg. Luckily for you, your insurance covers the costs.
Your friend moved to a new flat. You bring her a bottle of red wine as a moving-in present. During a lively conversation, you accidentally spill red wine on your friend’s new white designer carpet. There’s no need to panic! Getsafe Liability covers damage you cause to someone else’s property.
You’re riding through town on your new skateboard. While you’re cruising along, you become distracted by a street performer. Then suddenly, you collide with a pedestrian. The person you hit dislocates their shoulder and breaks their hand. This person is self-employed craftsman, who now cannot work due to these injuries – resulting in financial loss. The good news for you is that your insurance will cover the compensation.