Peace of mind, made simple

Term
Life
Insurance

Simple, but safe —so you can plan today for their tomorrow

Get covered, Getsafe

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Top coverage at a fair price

We offer a curated selection of 150+ plans from top insurers

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Everything in English

Including consultations, claims process & customer service

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Support at your fingertips

Use our in-app concierge to get help, file a claim & more

What’s term life insurance?

Term life insurance ensures that your family and other financial dependents can maintain their financial stability in the event of your death.

Payouts can cover ongoing expenses like a mortgage, other debts or finance your children’s education.

Global payouts

Global payouts

Fully customisable

Fully customisable

Flexible contract terms

Flexible contract terms

Why should I get term life insurance?

To financially protect your loved ones

To financially protect your loved ones


If you have dependents—like a partner, children, or aging parents—term life insurance ensures they won’t be left struggling financially if you pass away unexpectedly.

To cover major expenses

To cover major expenses


Many people match their term life insurance to big expenses—like a mortgage, loan, or kids’ education—so their family isn’t left with the bill if something happens.

It’s affordable & flexible

It’s affordable & flexible


Term life is often the most affordable type of life insurance. You can choose the amount and length of coverage based on your needs and adjust as your life changes.

It’s cheaper to start early

It’s cheaper to start early


Term life insurance policies offer you comprehensive protection at an affordable price, especially when you take out the policy early. Coverage takes effect from your first monthly premium payment.

Why should I get term life insurance?

To financially protect your loved ones
To financially protect your loved ones

If you have dependents—like a partner, children, or aging parents—term life insurance ensures they won’t be left struggling financially if you pass away unexpectedly.

To cover major expenses
To cover major expenses

Many people match their term life insurance to big expenses—like a mortgage, loan, or kids’ education—so their family isn’t left with the bill if something happens.

It’s affordable & flexible
It’s affordable & flexible

Term life is often the most affordable type of life insurance. You can choose the amount and length of coverage based on your needs and adjust as your life changes.

It’s cheaper to start early
It’s cheaper to start early

Term life insurance policies offer you comprehensive protection at an affordable price, especially when you take out the policy early. Coverage takes effect from your first monthly premium payment.

Facts on term life insurance

10-30 years

Most policies run for 10-30 years, matching commitments like a mortgage or raising kids

25%

Roughly 1 in 4 Germans take out life insurance to secure a mortgage or loan

Tax-free

Term life payouts are generally tax-free for beneficiaries

Some benefits of term life insurance

How do I get insured?

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peace of mind
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Answer a few questions

We’ll need some info about you to help us understand which plans are the best fit.

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Book your consultation

Our experts will talk you through your specific situation, and give you personalised guidance.

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Get your personal offer

We’ll review a portfolio of 50+ products and send you options you can customise.

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Choose your coverage

Choose the cover that fits you, we’ll take care of the rest!

Voices from our customers

Easy, friendly and
accessible

Trustpilot Anastasila

"Consultant Jonas provided clear answers to all the questions I had and tried to convey everything in a very friendly and accessible manner."

Anastasila on Trustpilot

Tailored to my personal profile

Trustpilot Massimo

"Customer support is amazing: they provided excellent consultations for my switch to a private health insurance, which was tailored to my personal profile and needs."

Massimo on Trustpilot

Best choice for expats in Germany

Trustpilot Paul

“If you're an expat in Germany then Getsafe is your safest option. They took the time to explain how things work in Germany with a customer-focused approach.”

Paul on Trustpilot

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FAQ

FAQ

Need help? We’ve got you
covered – in English!

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New to Getsafe?

Our English-speaking team is happy to help you with all things insurance.

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Get in touch via the app

Anytime, anywhere

Contact us

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Get advice

Talk to an expert

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Already have an account?

If you want to file a claim, find coverage that fits you or need help with something else we’re happy to help!

WHY YOU’LL
LOVE GETSAFE

peace of mind
peace of mind
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100% in English, 100% digital

No German? No problem. Get everything done in English, right from the Getsafe app!

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Flexible long-term coverage

Life happens and things change – but we make sure you’ve always got coverage that fits you.

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We do the work for you

We compare offers and find the right coverage for you – so you can get covered and get on with life.

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Top-rated consultations

Our experts have an average rating of 4.8/5 and will guide you with non-binding, free consultations.

Life happens

Provide for your loved ones if the unexpected happens.

Taking out a policy is easier than you think - and it just takes a quick phone call.