Personal Liability
- Cover yourself for up to €5m
- Enjoy worldwide coverage
- Get covered online in 3 minutes
Cover youself for up to 60% less
Get up to €5m coverage worldwide
Make a claimin just a few taps
We've got you covered
Sport doesn’t come without risk. We've got your back, even if something goes wrong.
Apart from yourself, we cover your family including your spouse and children until the age of 18 or during their education.
Whether it's a surfing accident in Hawaii or a skiing accident in the Alps, we insure your mishaps no matter where you are.
Insurance, reimagined.
Trusted by over 500,000 customers in Germany
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Your Questions,
clearly answered.
Why do I need liability insurance?
Because you can get deeply financially harmed without. Just imagine you accidentally injure another person, who won’t be able to work anymore. Liability insurance also comes into effect when you cause damage to someone else's property and a simple excuse is no longer enough.
Is liability insurance mandatory?
It is not mandatory, but four out of five people have one. That really says it all.
Is my policy valid when I’m abroad?
Yes! Your cover is valid worldwide – even during long stays abroad. So you can still leave a good impression, even if you accidentally leave a path of destruction.
What will I be insured against?
You’ll be insured against personal and property damage, in addition to financial losses for which you’re liable, up to €5 million. Yes, €5 million! So there is actually not much more to worry about.
Can I get insurance if I don’t have an Austrian citizenship?
Yes, of course! You just have to be an Austrian resident.
When will my policy be valid from?
That’s your call: you set the start date when you take out your policy. Until then, best not to take any risks.
One App. All your Insurance.
Easily manage all your insurance policies in a single app. From clear overviews of your coverage to instant claim submissions, we put you in control of your insurance so you can get back to what matters.
24/7 claims service
Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.
100% in English, 100% digital
Tired of insurance in German? No problem. We're 100% digital and fully available in English, from the app to your policy. Manage everything you need, hassle free.
Safepoints™ Earn. Save. Repeat.
Our Safepoints™ feature helps you actively save on your premium. You earn points by making safe choices, like completing quizzes, and for maintaining a liability-claim-free record. It's a simple way to get rewarded for being a responsible policyholder.
Get help your way
We believe getting help should be easy. Choose between our intelligent AI, a human expert, or a professional consultant to guide you through your insurance questions and needs, all on your terms.
Best Price. Best Product.
We offer you the perfect blend of great prices and a top-tier product. It's the ideal combination of high quality and affordability, designed to give you the most value for your money.
Long term but flexible
With our long term yet flexible policies you get the best of both worlds. We offer great prices and comprehensive coverage you can count on for the long run while giving you the freedom to easily make changes or cancel anytime all within the app.
Have questions?
Let’s figure it out together.
Chat with an expert who speaks your language – not insurance jargon. For free and unobligatory.
Household Insurance
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