Dental Insurance
- 100% coverage for all dental treatments and professional cleanings
- Immediate coverage with no waiting period
- Reimbursement within minutes in the app
The best for you — and your teeth
No complicated plans. No hidden costs.
Just dental insurance that covers what matters.
Getsafe Dental from €16.50 |  Zahnschutz Premium Plus from €16.90 |  MeinZahnschutz 100 from €17.74 | |
|---|---|---|---|
Professional teeth cleaning | Unlimited no annual limit | €200 / year (max. €100 per cleaning) | Unlimited no annual limit |
Dental treatments | 100% coverage | 100% coverage | 100% coverage |
Bleaching | €200 every 2 years | Not covered | €150 every 2 years |
Dental prostheses | 100% coverage | 100% coverage | 100% coverage |
Anesthesia | 100% coverage | 100% coverage | 100% coverage |
Prevention bonus & Safepoints | Save up to €50 per year | No prevention bonus | No prevention bonus |
Price guarantee | 10-year price guarantee | 10-year price guarantee | |
Covered up to 5x GOZ rate | 5x
GOZ rate | 3.5 x
GOZ rate | 3.5 x
GOZ rate |
Minimum contract term | Cancelable daily after 1 year | 2 years | 2 years |
This means:
Unlimited coverage, multiple times per year — no yearly limit and no percentage reductions.
This means:
We cover 100% of costs for high-quality fillings, root canals, gum treatment, and dental splints.
This means:
Up to €200 for bleaching every 2 years, when done by a dentist.
This means:
We cover 100% of costs for implants, crowns, bridges, dentures, veneers, and ceramic restorations.
This means:
We cover 100% of costs for anesthesia, including general anesthesia, sedation, and alternative methods like hypnosis.
This means:
We reward healthy habits. Earn Safepoints and save up to €50 per year on your premium.
This means:
Your premium stays the same for 10 years. After that, it may be adjusted.
This means:
We cover dental fees up to 5× the official German fee schedule (GOZ).
This means:
Minimum term of 12 months. After that, you can cancel anytime — via app or email.
Your prevention pays for your dental insurance
We reward everything that keeps your teeth healthy. Earn Safepoints and save up to €50 per year on your premium. You take care of your smile — we take care of the rest.
What you pay for typical dental treatments
Dental Cleaning
Average cost: €100
Composite Filling
Average cost: €200
Root Canal Treatment
Average cost: €1,200
Crown
Average cost: €1000
Laser periodontitis
Average cost: €600
Bleaching
Average cost: €500
Coverage details
Dental treatments
Professional teeth cleaning
Unlimited — no annual limit
100% coverage, multiple times per year, no caps or reductionsFillings (composite / plastic)
100% coverage for high-quality fillings, including inlays and onlays
Root canal treatments
100% coverage — even without public insurance contribution
Gum treatment (periodontitis)
100% coverage — with or without public insurance
Bite splints & night guards
100% coverage for splints and bite guards
Dental prostheses
Coverage based on your plan
We cover 75%, 90%, or 100% — depending on your selected plan (including public insurance contribution)
Implants
100% coverage — no limit per implant, including bone reconstruction
Crowns, bridges, dentures
100% coverage — including repairs and existing work
Veneers & ceramic restorations
No limits for ceramic restorations in the back teeth
Medically necessary veneers included
Orthodontics
Children & young adults (up to 21)
Medically necessary treatments covered
Extra benefits for private treatments
Up to €3,000 without public insurance supportAdults (21+)
100% coverage in case of accidents, congenital issues, or severe misalignment.
Additional benefits
Bleaching
Up to €200 every 2 years (when done by a dentist)
Pain management / anesthesia
100% coverage for anesthesia, sedation, acupuncture, and hypnosis
Free choice of dentist
All licensed dentists in Germany
Up to 5× GOZ rate
We cover fees up to 5× the official German dental fee schedule (GOZ)
Innovative treatments
Also covered: new methods not yet officially standard, but proven in practice
Coverage limits (first 3 years)
Maximum total reimbursement
Year 1€1,500Year 1-2€3,000Year 1-3€4,500From year 4UnlimitedFor accident-related treatments: no limit from day one Limits are cumulative (not per year)
Previous insurance credit
Shorter waiting periods with previous insurance
At Getsafe, you don’t have to start from scratch. If you had dental insurance directly before switching to Getsafe, we credit each full year of continuous prior coverage. This means you can skip some or all of the initial limits and benefit from higher coverage sooner.
Waiting periods & contract
No waiting periods
Coverage starts from your selected start date — for all treatments
Minimum term & cancellation
Minimum term: 12 months
Cancel anytime after — directly in the appTreatment & cost plan
Not required
Recommended for treatments over €1,000
Invoices above €500 are recommendedPremium adjustments
No age-based increasesPremium adjusts every 10 years based on age group
Example: 20 → €17.12 / 30 → €20.09 / 40 → €30.19
Not covered
Pre-existing treatments
Treatments that were recommended, planned, or started before your policy begins
Missing teeth at contract start
Teeth that are already missing and not yet permanently replaced
Purely cosmetic treatments
Cosmetic procedures like dental jewelry
(Bleaching is covered)Private dentists without approval
Treatments by dentists without public insurance approval are not covered
Treatment by close relatives
Treatment by partners, parents, or children is not covered
Only material costs may be reimbursed
All your needs directly in the app.
Trustpilot reviews
Your questions,
clearly answered.
Can I take out Getsafe dental insurance?
You can take out dental insurance if you are insured under the German statutory health insurance (GKV).
Is there a waiting period before I can use it?
No. Your cover starts immediately on your selected start date.
Will my previous dental insurance be taken into account?
Yes. If you previously had a private dental insurance policy with comparable coverage, we credit full insurance years so you can benefit from higher reimbursement limits sooner.
What does the dental insurance cover?
Depending on your tariff, we reimburse 75%, 90% or 100% of eligible costs for tooth preservation, dental prosthetics, orthodontics, professional teeth cleaning and more.
How often is professional teeth cleaning reimbursed?
We reimburse professional teeth cleaning in full – without percentage reductions and without annual limits.
How much is reimbursed for implants?
Implants including necessary bone augmentation are covered within the scope of your selected tariff.
Are orthodontic treatments for children included?
Yes. Medically necessary orthodontic treatments for children are covered within the scope of your selected tariff.
What happens in case of an accident?
If a tooth is damaged or lost due to an accident, we cover the medically necessary treatment.
How do the limits work in the first years?
In the first three insurance years, fixed reimbursement limits apply. From the fourth year onwards, benefits are unlimited within your selected tariff.
How do I submit an invoice?
You can easily submit your invoice via the Getsafe app. After review, we transfer the reimbursement directly to your account.
Have questions?
Let’s figure it out together.
Chat with an expert who speaks your language – not insurance jargon. For free and unobligatory.
One App. All your Insurance.
Easily manage all your insurance policies in a single app. From clear overviews of your coverage to instant claim submissions, we put you in control of your insurance so you can get back to what matters.
24/7 claims service
Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.
100% in English, 100% digital
Tired of insurance in German? No problem. We're 100% digital and fully available in English, from the app to your policy. Manage everything you need, hassle free.
Safepoints™ Earn. Save. Repeat.
Our Safepoints™ feature helps you actively save on your premium. You earn points by making safe choices, like completing quizzes, and for maintaining a liability-claim-free record. It's a simple way to get rewarded for being a responsible policyholder.
Get help your way
We believe getting help should be easy. Choose between our intelligent AI, a human expert, or a professional consultant to guide you through your insurance questions and needs, all on your terms.
Best Price. Best Product.
We offer you the perfect blend of great prices and a top-tier product. It's the ideal combination of high quality and affordability, designed to give you the most value for your money.
Long term but flexible
With our long term yet flexible policies you get the best of both worlds. We offer great prices and comprehensive coverage you can count on for the long run while giving you the freedom to easily make changes or cancel anytime all within the app.
