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When you move to Germany for work (Non-EU)
New country, new job, new paperwork. You’re sorting housing, registration and contracts, and just want to arrive without admin surprises. These are the few policies that genuinely make your start in Germany easier.
Essential cover
for this moment
Public Health
If you’re employed in Germany, statutory health insurance is the default. Most go this route for broad coverage, payroll deductions, and easy access to doctors.
Private Health
You need valid health cover from day one to get your visa and residence permit. Private plans can bridge gaps before public cover starts or if you’re not eligible.
Liability
New country, new paperwork. Legal cover helps with rental disputes, employment issues, or visa-related appeals—so you don’t navigate German bureaucracy alone.
Legal Protection
New country, new paperwork. Legal cover helps with rental disputes, employment issues, or visa-related appeals—so you don’t navigate German bureaucracy alone.
One App. All your Insurance.
Easily manage all your insurance policies in a single app. From clear overviews of your coverage to instant claim submissions, we put you in control of your insurance so you can get back to what matters.
24/7 claims service
Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.
100% in English, 100% digital
Tired of insurance in German? No problem. We're 100% digital and fully available in English, from the app to your policy. Manage everything you need, hassle free.
Safepoints™ Earn. Save. Repeat.
Our Safepoints™ feature helps you actively save on your premium. You earn points by making safe choices, like completing quizzes, and for maintaining a liability-claim-free record. It's a simple way to get rewarded for being a responsible policyholder.
Get help your way
We believe getting help should be easy. Choose between our intelligent AI, a human expert, or a professional consultant to guide you through your insurance questions and needs, all on your terms.
Best Price. Best Product.
We offer you the perfect blend of great prices and a top-tier product. It's the ideal combination of high quality and affordability, designed to give you the most value for your money.
Long term but flexible
With our long term yet flexible policies you get the best of both worlds. We offer great prices and comprehensive coverage you can count on for the long run while giving you the freedom to easily make changes or cancel anytime all within the app.
Have questions?
Let’s figure it out together.
Chat with an expert who speaks your language – not insurance jargon. For free and unobligatory.
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