Drone Liability Insurance

from

2.9 €

/ month

Up to €50 million liability coverage
Worldwide coverage for private flights
Any number of drones up to 5 kg insured
Friends covered when you're present
Claim filing via app in minutes

Stiftung Warentest: very good
Insurer licensed in Germany
Friendly support

Have questions or need help?

+496221-3579991

(Mon-Fri, 9am – 5pm) or

4.6 Rating

Reviews (7461)

Description

One gust of wind and goodbye to your neighbour’s solar panels. Drone liability insurance is mandatory in Germany (since 2005, by the way). Just add it to your private liability policy and fly worry-free.

We cover third-party damages up to €50 million, worldwide. This is for private use only, and you can cover any number of drones up to 5 kg. Your friends are covered too, as long as you’re present and supervising.

Getting coverage takes minutes in the app, and reporting a claim is just as fast.

Reviews

Important life moments

Common risks we cover

Injury to a passerby

Drone hits a passerby, medical treatment needed. Average claim €15,000

Damage to solar panels

Friend crashes drone into neighbor's solar panels. Average repair cost €8,000

Car windshield damage

Hard landing cracks a car windshield. Average replacement cost €1,800

Power line damage

Flyaway hits a power line, repair and service call. Average bill €4,500

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Trusted by over 500,000 customers in Germany

Over 500,000 customers

4.5

for one of the most popular insurance apps

Drone liability cover

CoveredNot covered

When we cover a drone incident

Who and what is protected

What we do when things go wrong

Damage to others' property

Your drone accidentally damages someone else's property, for example a deep scratch on a parked car, a broken roof tile, or a power outage caused by touching overhead cables. Valid claims up to EUR 50 million covered.

Injury to a person

Your drone causes an accident that injures someone during a private flight, such as a collision in the park or a cut from the propellers. Medical costs and valid claims up to EUR 50 million covered.

Worldwide private flights

Incidents during private drone flights worldwide are covered when you follow local laws and rules. Many countries require proof of insurance, so keep your policy handy when you travel.

Claims handling and payout

We investigate the case, communicate with the injured party and pay valid claims up to your limit of 50 million euros. If a claim is not justified, we defend you at our expense.

Defense against unjustified claims

If a claim is unfounded, we defend you and cover legal costs. This includes lawyer fees and court costs needed to reject or reduce the claim.

Fast help in the app

Report incidents in the Getsafe app at any time, get guidance on next steps and track progress. Our team is on hand to help you collect details and move your claim forward quickly.

Digital policy documents

Access your policy and proof of cover on your phone, handy for checks abroad and club rules. Send documents by email or show them on screen when authorities ask for evidence.

Policyholder as owner

You as the owner and pilot are insured when operating your drone within legal rules. Your liability as the holder of the drone is included.

Guest pilots under supervision

Friends or family who fly your drone while you are present are included. If an accident happens during that supervised flight, their third party liability is covered by your policy.

Unlimited drones up to 5 kg

Any number of privately used drones with a take-off weight up to 5 kilograms are covered. You do not need to list each drone, they are included as long as they meet the weight limit.

Documents

Real world drone mishaps

A gust nudges your drone into a power line, causing a short outage and repair

Without insurance

€

20000

With
Getsafe¹

€0

Your friend test flies your drone, clips the neighbor roof solar panels

Without insurance

€

8000

With
Getsafe¹

€0

Signal loss and the drone hits a cyclist, injuries and a bent bike

Without insurance

€

15000

With
Getsafe¹

€0

Return fails, drone smashes windshield of parked car

Without insurance

€

1800

With
Getsafe¹

€0

¹ with €0 deductible

Is drone liability insurance mandatory in Germany?

Yes. Liability insurance has been mandatory for every drone in Germany since 2005. Our coverage protects you for private use. Without insurance, you face fines and have to cover damages yourself.

What is covered, and what is not?

Covered: Third-party injury and property damage up to 50 million euros, worldwide. Private flights only. Any number of drones up to 5 kg. A friend can fly if you are present. Not covered: damage to your drone, intentional acts, commercial flights, FPV flights over 120 m.

Who can get it, and can I insure multiple drones?

You need our Private Liability insurance and simply add the Drone Add-On to it. We cover any number of privately used drones up to 5 kg each under this single policy. Setup is done in the app in just a few minutes.

When does my cover start, and is there a waiting period?

There is no waiting period. Your cover starts on the date you choose in the app, often today. Your proof of insurance is available right away in the app and by email.

Am I covered abroad, with FPV goggles, or when a friend flies?

Yes, your coverage is worldwide. Many countries require proof of insurance, which we will naturally provide for you. Remember to always stick to local laws. FPV (First Person View) flights are covered up to 120 meters in height; coverage does not extend beyond that. Your friends are allowed to fly as long as you are present and supervising.

How do I file a claim if my drone causes damage?

Open the Getsafe app, tap Claims, and follow the steps. Share what happened, photos, and contact details of others involved. We confirm cover, keep you updated, and handle the rest.