When you buy your first apartment
Keys in hand, a hundred to-dos in your head. Your first apartment is exciting—and suddenly you’re responsible for everything from leaks to paperwork. Sort a few basics now and you’ll have more time for decorating, less for damage control.
Essential cover
for this moment
Contents
Your new place is full of things you care about. Contents insurance covers your furniture, tech and clothes against fire, theft or leaks—so a mishap doesn’t become a money pit.
Liability
Owning means you’re on the hook if your leak floods a neighbor or you crack a friend’s screen while moving in. Liability covers claims so one slip doesn’t drain your budget.
Legal Protection
From HOA rules to renovation disputes or hidden defects in the sale, legal cover gives you a lawyer in your corner without the price shock when things get messy.
Term Life
If you’ve taken on a mortgage, term life can clear the debt for your partner or family if you’re not around—so the home stays theirs, not the bank’s.
Trustpilot reviews
One App. All your Insurance.
Easily manage all your insurance policies in a single app. From clear overviews of your coverage to instant claim submissions, we put you in control of your insurance so you can get back to what matters.
24/7 claims service
Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.
100% in English, 100% digital
Tired of insurance in German? No problem. We're 100% digital and fully available in English, from the app to your policy. Manage everything you need, hassle free.
Safepoints™ Earn. Save. Repeat.
Our Safepoints™ feature helps you actively save on your premium. You earn points by making safe choices, like completing quizzes, and for maintaining a liability-claim-free record. It's a simple way to get rewarded for being a responsible policyholder.
Get help your way
We believe getting help should be easy. Choose between our intelligent AI, a human expert, or a professional consultant to guide you through your insurance questions and needs, all on your terms.
Best Price. Best Product.
We offer you the perfect blend of great prices and a top-tier product. It's the ideal combination of high quality and affordability, designed to give you the most value for your money.
Long term but flexible
With our long term yet flexible policies you get the best of both worlds. We offer great prices and comprehensive coverage you can count on for the long run while giving you the freedom to easily make changes or cancel anytime all within the app.
Have questions?
Let’s figure it out together.
Chat with an expert who speaks your language – not insurance jargon. For free and unobligatory.
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