When your pension payments start
Money hits your account each month—just without the payslip. Relaxing, yes, but it also means reshuffling your budget, keeping an eye on health costs, and dealing with forms. We’ll keep it simple so you can get on with life.
Essential cover
for this moment
Public Health
When you switch to pensioner status, health cover must stay continuous and compliant. Contributions and benefits change now—keep doctors, meds, and care covered without gaps.
Private Pension
If your state pension feels tight, a private pension can add guaranteed income or flexible withdrawals—useful for rising costs and longer retirements.
Legal Protection
Decisions from the pension office, health fund, or tax office can spark disputes. Legal protection covers advice and costs so you don’t wrestle bureaucracy alone.
Private Health
Many retirees who want faster access and broader benefits choose private health. It can be cost-efficient at this stage and pairs well with a new payout setup.
Trustpilot reviews
One App. All your Insurance.
Easily manage all your insurance policies in a single app. From clear overviews of your coverage to instant claim submissions, we put you in control of your insurance so you can get back to what matters.
24/7 claims service
Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.
100% in English, 100% digital
Tired of insurance in German? No problem. We're 100% digital and fully available in English, from the app to your policy. Manage everything you need, hassle free.
Safepoints™ Earn. Save. Repeat.
Our Safepoints™ feature helps you actively save on your premium. You earn points by making safe choices, like completing quizzes, and for maintaining a liability-claim-free record. It's a simple way to get rewarded for being a responsible policyholder.
Get help your way
We believe getting help should be easy. Choose between our intelligent AI, a human expert, or a professional consultant to guide you through your insurance questions and needs, all on your terms.
Best Price. Best Product.
We offer you the perfect blend of great prices and a top-tier product. It's the ideal combination of high quality and affordability, designed to give you the most value for your money.
Long term but flexible
With our long term yet flexible policies you get the best of both worlds. We offer great prices and comprehensive coverage you can count on for the long run while giving you the freedom to easily make changes or cancel anytime all within the app.
Have questions?
Let’s figure it out together.
Chat with an expert who speaks your language – not insurance jargon. For free and unobligatory.
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