How German public health insurance works
Health insurance for everyone
No matter your income level or health status, everyone has access to public health insurance in Germany.
Fair premium calculations
Public health insurance is a mandatory insurance in Germany (“Pflichtversicherung”). Pay only what you can afford – and benefit from extensive services.
It goes beyond basic care
Public health insurance covers all medically necessary services, from prevention and specialist care to long-term treatments and dental care
Family coverage until age 25
Kids are covered for free under their family insurance until they’re 25 years old or they earn €607,50 per month from a job.
How German public health insurance works
No matter your income level or health status, everyone has access to public health insurance in Germany.
Public health insurance is a mandatory insurance in Germany (“Pflichtversicherung”). Pay only what you can afford – and benefit from extensive services.
Public health insurance covers all medically necessary services, from prevention and specialist care to long-term treatments and dental care.
Kids are covered for free under their family insurance until they’re 25 years old or they earn €607,50 per month from a job.
Find out if public health insurance is right for you
Voices from our customers
Easy, friendly and
accessible
"Consultant Jonas provided clear answers to all the questions I had and tried to convey everything in a very friendly and accessible manner."
Anastasila on Trustpilot
Tailored to my personal profile
"Customer support is amazing: they provided excellent consultations for my switch to a private health insurance, which was tailored to my personal profile and needs."
Massimo on Trustpilot
Best choice for expats in Germany
“If you're an expat in Germany then Getsafe is your safest option. They took the time to explain how things work in Germany with a customer-focused approach.”
Paul on Trustpilot