When you start your PhD
You’re juggling papers, deadlines, and advisor emails. Between lab time, teaching, and conferences, one hiccup can derail your rhythm. A few focused covers keep disputes, medical bills abroad, or a longer illness from stealing your momentum.
Essential cover
for this moment
Legal Protection
PhD life blends study and work. If a contract, supervision, or tenancy dispute flares up, legal protection gets you expert help without surprise fees, so you can stay focused on your thesis.
Travel Health
Conferences, fieldwork, summer schools—trips happen. This covers urgent treatment abroad and gaps your public plan or EHIC won’t, so a sprain in Boston doesn’t wreck your budget.
Income Protection
If illness or burnout sidelines you, this replaces part of your income, so rent and life keep moving while your thesis waits patiently for your comeback.
Trustpilot reviews
One App. All your Insurance.
Easily manage all your insurance policies in a single app. From clear overviews of your coverage to instant claim submissions, we put you in control of your insurance so you can get back to what matters.
24/7 claims service
Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.
100% in English, 100% digital
Tired of insurance in German? No problem. We're 100% digital and fully available in English, from the app to your policy. Manage everything you need, hassle free.
Safepoints™ Earn. Save. Repeat.
Our Safepoints™ feature helps you actively save on your premium. You earn points by making safe choices, like completing quizzes, and for maintaining a liability-claim-free record. It's a simple way to get rewarded for being a responsible policyholder.
Get help your way
We believe getting help should be easy. Choose between our intelligent AI, a human expert, or a professional consultant to guide you through your insurance questions and needs, all on your terms.
Best Price. Best Product.
We offer you the perfect blend of great prices and a top-tier product. It's the ideal combination of high quality and affordability, designed to give you the most value for your money.
Long term but flexible
With our long term yet flexible policies you get the best of both worlds. We offer great prices and comprehensive coverage you can count on for the long run while giving you the freedom to easily make changes or cancel anytime all within the app.
Have questions?
Let’s figure it out together.
Chat with an expert who speaks your language – not insurance jargon. For free and unobligatory.
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