
When you switch to part-time
Part-time sounds like more time for you—and a little less for your paycheck. You’re reshuffling, easing toward retirement, and want to avoid expensive surprises. Here are the few protections that actually matter now, without stealing your evening.
Essential cover
for this moment

Income Protection
With fewer hours, a health setback hits harder. If illness or injury stops you working, it replaces part of your income so rent, loans and groceries stay covered.

Private Pension
Part-time usually means lower pension contributions. A private pension helps close the gap and keeps your retirement plan on track while you enjoy the extra time.

Legal Protection
Part-time often means new contracts, changed hours and pay. Legal cover backs you in disputes with your employer over terms, termination or pension rights.

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