Drone Liability Insurance
Cover your drone worldwide with Germany’s easiest drone insurance.
- Up to €50 million liability coverage
- Worldwide coverage for private flights
- Any number of drones up to 5 kg insured
- Friends covered when you're present
Top coverage at a fair price
Everything in English
Support at your fingertips
As a drone owner, you are responsible for any damage caused by your drone. Drone liability insurance is an insurance extension that protects you if damage has been caused by your drone.
Coverage details
When we cover a drone incident
Damage to others' property
Your drone accidentally damages someone else's property, for example a deep scratch on a parked car, a broken roof tile, or a power outage caused by touching overhead cables. Valid claims up to EUR 50 million covered.
Injury to a person
Your drone causes an accident that injures someone during a private flight, such as a collision in the park or a cut from the propellers. Medical costs and valid claims up to EUR 50 million covered.
Who and what is protected
Worldwide private flights
Incidents during private drone flights worldwide are covered when you follow local laws and rules. Many countries require proof of insurance, so keep your policy handy when you travel.
Policyholder as owner
You as the owner and pilot are insured when operating your drone within legal rules. Your liability as the holder of the drone is included.
Guest pilots under supervision
Friends or family who fly your drone while you are present are included. If an accident happens during that supervised flight, their third party liability is covered by your policy.
Unlimited drones up to 5 kg
Any number of privately used drones with a take-off weight up to 5 kilograms are covered. You do not need to list each drone, they are included as long as they meet the weight limit.
What we do when things go wrong
Claims handling and payout
We investigate the case, communicate with the injured party and pay valid claims up to your limit of 50 million euros. If a claim is not justified, we defend you at our expense.
Defense against unjustified claims
If a claim is unfounded, we defend you and cover legal costs. This includes lawyer fees and court costs needed to reject or reduce the claim.
Fast help in the app
Report incidents in the Getsafe app at any time, get guidance on next steps and track progress. Our team is on hand to help you collect details and move your claim forward quickly.
Digital policy documents
Access your policy and proof of cover on your phone, handy for checks abroad and club rules. Send documents by email or show them on screen when authorities ask for evidence.
Not covered
Intentional acts
Deliberate damage or intentional violations are not covered. This insurance is for accidents, not for situations where harm was caused on purpose.
Damage to your drone
Repair or replacement of your own drone is not covered. Such damage is typically insured under a separate drone hull insurance policy, not liability.
Commercial drone use
Business or commercial operations are not covered under this private policy. You need a separate commercial drone liability insurance for those flights.
Video goggle flights over 120 meters
Flights above 120 meters using video goggles are excluded. Fly within the legal altitude and visual line-of-sight rules to keep your coverage in force.
Drone and Personal Liability Insurance: Two are better than one!
Getsafe’s drone liability insurance is an extension to our personal liability insurance, which was rated “very good cover for the money” by Stiftung Warentest, Germany’s go-to organisation for unbiased ratings on consumer products. If you opt for Getsafe, you’re doubly insured at a great price.
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Your questions,
clearly answered.
Is drone insurance mandatory in Germany?
Yes. Liability insurance has been mandatory for every drone in Germany since 2005. Our coverage protects you for private use. Without insurance, you face fines and have to cover damages yourself.
What is covered, and what is not?
Covered: Third-party injury and property damage up to 50 million euros, worldwide. Private flights only. Any number of drones up to 5 kg. A friend can fly if you are present. Not covered: damage to your drone, intentional acts, commercial flights, FPV flights over 120 m.
Who can get it, and can I insure multiple drones?
You need our Private Liability insurance and simply add the Drone Add-On to it. We cover any number of privately used drones up to 5 kg each under this single policy. Setup is done in the app in just a few minutes.
When does my cover start, and is there a waiting period?
There is no waiting period. Cover starts on the date shown in your policy once your application is approved. You choose the start date during checkout, and it can be today or any future date. You are insured as soon as your first payment goes through.
Am I covered abroad, with FPV goggles, or when a friend flies?
Yes, your coverage is worldwide. Many countries require proof of insurance, which we will naturally provide for you. Remember to always stick to local laws. FPV (First Person View) flights are covered up to 120 meters in height; coverage does not extend beyond that. Your friends are allowed to fly as long as you are present and supervising.
How do I file a claim if my drone causes damage?
Open the Getsafe app, tap Claims, and follow the steps. Share what happened, photos, and contact details of others involved. We confirm cover, keep you updated, and handle the rest.
Have questions?
Let’s figure it out together.
Chat with an expert who speaks your language – not insurance jargon. For free and unobligatory.
One App. All your Insurance.
Easily manage all your insurance policies in a single app. From clear overviews of your coverage to instant claim submissions, we put you in control of your insurance so you can get back to what matters.
24/7 claims service
Got questions or want to file a claim? We’re there for you right in the app to give you help right at your fingertips.
100% in English, 100% digital
Tired of insurance in German? No problem. We're 100% digital and fully available in English, from the app to your policy. Manage everything you need, hassle free.
Safepoints™ Earn. Save. Repeat.
Our Safepoints™ feature helps you actively save on your premium. You earn points by making safe choices, like completing quizzes, and for maintaining a liability-claim-free record. It's a simple way to get rewarded for being a responsible policyholder.
Get help your way
We believe getting help should be easy. Choose between our intelligent AI, a human expert, or a professional consultant to guide you through your insurance questions and needs, all on your terms.
Best Price. Best Product.
We offer you the perfect blend of great prices and a top-tier product. It's the ideal combination of high quality and affordability, designed to give you the most value for your money.
Long term but flexible
With our long term yet flexible policies you get the best of both worlds. We offer great prices and comprehensive coverage you can count on for the long run while giving you the freedom to easily make changes or cancel anytime all within the app.
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