Drone Liability Insurance
Drone
from
2.9 €
 / month

Drone Liability Insurance

from
2.9 €
 / month
  • Up to €50 million liability coverage
  • Worldwide coverage for private flights
  • Any number of drones up to 5 kg insured
  • Friends covered when you're present
  • Claim filing via app in minutes
  • Stiftung Warentest: very good
  • Insurer licensed in Germany
  • Friendly support
Portrait of a friendly customer support agent.
Have questions or need help? 
+496221-3579991 (Mon-Fri, 9am – 5pm) or
Trustpilot logo
4.5 Rating
Reviews (7461)
Discover Getsafe on trustpilot
Description

One gust of wind and goodbye to your neighbour’s solar panels. Drone liability insurance is mandatory in Germany (since 2005, by the way). Just add it to your private liability policy and fly worry-free.

We cover third-party damages up to €50 million, worldwide. This is for private use only, and you can cover any number of drones up to 5 kg. Your friends are covered too, as long as you’re present and supervising.

Getting coverage takes minutes in the app, and reporting a claim is just as fast.

Reviews
Great experience with GetSafe
Jayden, September 26, 2025 – Trustpilot
Great experience with GetSafe. My claim was handled incredibly quickly and my case manager, Manuela, was very helpful and understanding.
Jayden on Trustpilot
Good Experience so far in last 3 years
Adeel Amjad, August 12, 2025 – Trustpilot
Easiest to file a claim. It just finished under 10 minutes . Good experience with get safe so far in those 3 years
Adeel Amjad on Trustpilot
No bots, just Frederik helping a customer out!
Arnav Bade, August 25, 2025 – Trustpilot
I had the my best customer service call ever. No bots. Frederik spent more time than he would have been entitled to, to help me file my claim and solve all my other queries, patiently and solving issues. Wish all service calls to be like this, there would be less problems and frustrations in the world
Arnav Bade on Trustpilot
Thank you Getsafe
Jigyasa Singh, August 5, 2025 – Trustpilot
Thank you Getsafe. You guys are doing just excellent work. Thanks again for all the support.
Jigyasa Singh on Trustpilot
Great and insightful conversation
Katarina Markus Navinsek, July 30, 2025 – Trustpilot
Great and insightful conversation, service and kind approach! I really appreciated that Thomas took the time to explain everything and listened carefully. I felt very well taken care of.
Katarina Markus Navinsek on Trustpilot
Getsafe seems like a great choice
Magdalena, September 16, 2025 – Trustpilot
Getsafe was recommended to me and the whole process regarding checking the best offer for me was very smooth and fast. I value the possibility to discuss all in English. I hope the dental journey from now on will be smooth 😉
Magdalena on Trustpilot
I am a foreigner student and I was…
Noëlle, July 29, 2025 – Trustpilot
I am a foreigner student and I was searching for an insurance...service offered by GET SAFE and the possibillity to speak with someone very efficient was a plus. Thank you
Noëlle on Trustpilot
Amazing service
Nouhaila, September 4, 2025 – Trustpilot
Lenny was very helpful and responsive, i dont think i have anything negative to say
Nouhaila on Trustpilot
Fantastic Customer Service
Shaleah, September 22, 2025 – Trustpilot
Ive been with Get Safe for a few years now and every time I need assistance I am blown away by the quality of their customer service! In Germany, good customer service is hard to find, especially in English. I highly recommend them!
Shaleah on Trustpilot
Very fast reply and reliable
Ziad Abdul Rahim, August 4, 2025 – Trustpilot
Very fast reply and the money should come in few days
Ziad Abdul Rahim on Trustpilot

Important life moments

    Common risks we cover

      Injury to a passerby

      Drone hits a passerby, medical treatment needed. Average claim €15,000

      Damage to solar panels

      Friend crashes drone into neighbor's solar panels. Average repair cost €8,000

      Car windshield damage

      Hard landing cracks a car windshield. Average replacement cost €1,800

      Power line damage

      Flyaway hits a power line, repair and service call. Average bill €4,500

      Drone liability cover

      Toggle view

      When we cover a drone incident

      Who and what is protected

      What we do when things go wrong

      Damage to others' property

      Your drone accidentally damages someone else's property, for example a deep scratch on a parked car, a broken roof tile, or a power outage caused by touching overhead cables. Valid claims up to EUR 50 million covered.

      Injury to a person

      Your drone causes an accident that injures someone during a private flight, such as a collision in the park or a cut from the propellers. Medical costs and valid claims up to EUR 50 million covered.

      Worldwide private flights

      Incidents during private drone flights worldwide are covered when you follow local laws and rules. Many countries require proof of insurance, so keep your policy handy when you travel.

      Claims handling and payout

      We investigate the case, communicate with the injured party and pay valid claims up to your limit of 50 million euros. If a claim is not justified, we defend you at our expense.

      Defense against unjustified claims

      If a claim is unfounded, we defend you and cover legal costs. This includes lawyer fees and court costs needed to reject or reduce the claim.

      Fast help in the app

      Report incidents in the Getsafe app at any time, get guidance on next steps and track progress. Our team is on hand to help you collect details and move your claim forward quickly.

      Digital policy documents

      Access your policy and proof of cover on your phone, handy for checks abroad and club rules. Send documents by email or show them on screen when authorities ask for evidence.

      Policyholder as owner

      You as the owner and pilot are insured when operating your drone within legal rules. Your liability as the holder of the drone is included.

      Guest pilots under supervision

      Friends or family who fly your drone while you are present are included. If an accident happens during that supervised flight, their third party liability is covered by your policy.

      Unlimited drones up to 5 kg

      Any number of privately used drones with a take-off weight up to 5 kilograms are covered. You do not need to list each drone, they are included as long as they meet the weight limit.

      Documents

      Real world drone mishaps

        A gust nudges your drone into a power line, causing a short outage and repair
        Without insurance
        20000
        With
        Getsafe1
        0
        Your friend test flies your drone, clips the neighbor roof solar panels
        Without insurance
        8000
        With
        Getsafe1
        0
        Signal loss and the drone hits a cyclist, injuries and a bent bike
        Without insurance
        15000
        With
        Getsafe1
        0
        Return fails, drone smashes windshield of parked car
        Without insurance
        1800
        With
        Getsafe1
        0
        ¹ with €0 deductible
        Is drone liability insurance mandatory in Germany?

        Yes. Liability insurance has been mandatory for every drone in Germany since 2005. Our coverage protects you for private use. Without insurance, you face fines and have to cover damages yourself.

        What is covered, and what is not?

        Covered: Third-party injury and property damage up to 50 million euros, worldwide. Private flights only. Any number of drones up to 5 kg. A friend can fly if you are present. Not covered: damage to your drone, intentional acts, commercial flights, FPV flights over 120 m.

        Who can get it, and can I insure multiple drones?

        You need our Private Liability insurance and simply add the Drone Add-On to it. We cover any number of privately used drones up to 5 kg each under this single policy. Setup is done in the app in just a few minutes.

        When does my cover start, and is there a waiting period?

        There is no waiting period. Your cover starts on the date you choose in the app, often today. Your proof of insurance is available right away in the app and by email.

        Am I covered abroad, with FPV goggles, or when a friend flies?

        Yes, your coverage is worldwide. Many countries require proof of insurance, which we will naturally provide for you. Remember to always stick to local laws. FPV (First Person View) flights are covered up to 120 meters in height; coverage does not extend beyond that. Your friends are allowed to fly as long as you are present and supervising.

        How do I file a claim if my drone causes damage?

        Open the Getsafe app, tap Claims, and follow the steps. Share what happened, photos, and contact details of others involved. We confirm cover, keep you updated, and handle the rest.

        Insurance, reimagined.
        For you, not for paperwork.

          Have questions?
          Let’s figure it out together.

          Chat with an expert who speaks your language – not insurance jargon. For free and unobligatory.

          Online ·
          Mon-Fri, 9 am - 5 pm
          Thousands of 5-star reviews
          Smart products, real people
          Trusted by 500,000+ in Europe
          Thousands of 5-star reviews
          Smart products, real people
          Trusted by 500,000+ in Europe

          Find the right coverage

          Liability Insurance

          Liability

          from
          2.99 €
           / month
          Liability Insurance

          Legal Protection Insurance

          Legal Protection

          from
          15.12 €
           / month
          Legal Protection Insurance

          Income Protection Insurance

          Income Protection

          from
          25 €
           / month
          Income Protection Insurance

          Private Pension

          Private Pension

          from
          25 €
           / month
          Private Pension

          Children's Savings Plan

          Children's Savings Plan

          from
          25 €
           / month
          Children's Savings Plan

          Term Life Insurance

          Term Life

          from
          4.9 €
           / month
          Term Life Insurance

          Contents Insurance

          Contents

          from
          2.9 €
           / month
          Contents Insurance

          Private Health Insurance

          Private Health

          from
          200 €
           / month
          Private Health Insurance

          Public Health Insurance

          Public Health

          from
          130 €
           / month
          Public Health Insurance

          Travel Health Insurance

          Travel Health

          from
          15 €
           / monthyear
          Travel Health Insurance

          Dental Supplementary Insurance

          Dental

          from
          4.9 €
           / month
          Dental Supplementary Insurance

          Pet Health Insurance

          Pet Health

          from
          6 €
           / month
          Pet Health Insurance

          Dog Liability Insurance

          Dog Liability

          from
          3.99 €
           / month
          Dog Liability Insurance

          Top offers. Tailored for you.
          Chosen from leading insurers.

          For products like life and health insurance, we go beyond a single provider. We compare top-rated insurers and show you the best options tailored to your needs.

          Tell us what you need
          Answer a few quick questions or chat with one of our experts.
          We scan the market
          Getsafe compares top insurers to find the best matches.
          Get your tailored offers
          Clear, transparent options designed around your needs.
          Choose your perfect fit
          We help you set everything up so you’re fully covered.
          In partnership with:

          One trusted partner. Fully digital.
          Everything in one app.

          For some products, Getsafe collaborates with a single strong insurance partner. We take care of everything end-to-end — from quote to claims — right in our app.

          Get insured instantly
          Pick and activate your policy directly in the app — no paperwork, no waiting.
          All in one place
          Your contract, documents, and support are always at your fingertips in the Getsafe app.
          Claims made simple
          Report claims in just a few taps. We coordinate with our partners so you get quick, hassle-free service.
          In partnership with:
          No items found.