A Safety Net Against Unexpected Blows

Personal accident insurance softens the financial impact if an accident results in long-term health consequences. If someone has an accident, it can be a shock – especially for family members. More serious accidents can make a dent in the family’s finances too, for example if a house or car need to be made accessible for the injured person. In this kind of situation, personal accident insurance can provide families with some much-needed relief.

There are many other reasons why personal accident insurance could be worthwhile for you and your family. We’ve selected the top five:

1. Little accidents are a part of growing up

The daily life of a young child involves a lot of running around, trying things out, falling down and getting up again. When children are out discovering the world, they are happy and carefree – but sometimes a little reckless. But this is also true in the safety of their own home. Did you know that 60% of all accidents involving children occur within their own four walls? While little accidents are part of the adventure of growing up, accident insurance offers a safety net for more serious incidents – which hopefully never occur.

2. Statutory accident insurance does not cover you when you’re looking after your child

Especially when they are still very young, babies need the full attention of their parents. If you stay at home to perform this full-time job, whether temporarily or permanently, you are not protected by statutory accident insurance. And home is exactly where the majority of accidents take place. Which leads us to our next reason for personal accident insurance: it protects you 24/7.

3. Personal accident insurance provides cover anytime and anywhere

If you have a job, you are only covered by statutory accident insurance when at work, or on the way to or from work. The same applies to children: they are only covered when at school, when going to school, or when coming home from school. Personal accident insurance is therefore a good idea if you work and you want to be covered against accidents at home and in your free time.

4. Family benefits for hospital stays

For children, being close to their parents and getting emotional support is especially important after an accident. With our Premium extension to Getafe Personal Accident insurance, you receive a rooming-in allowance. This pays for one parent to stay overnight in the hospital with the insured child. Children also receive additional benefits. For example, if the child requires speech therapy or psychological therapy, the Premium extension pays up to €1,500 for this.

5. Support if the worst case happens

In very few cases, an accident can be fatal. Personal accident insurance can at least help to ease the financial burden. With Getsafe Personal Accident insurance, you have the option to choose a sum to be paid out if the insured person passes away. You can select the amount of money yourself to provide your relatives with some relief.

Get personal accident insurance for your family.

Want to know more? We explain all you need to know about personal accident insurance in this article.