Four Scenarios Where Legal Insurance Could Help You

Unfortunately, people don’t always agree on things – whether it’s at home, at work or when buying something. But there’s no need for fuss. We tell the story of a fictional family to demonstrate how legal insurance can help settle disputes without the stress.

Before we start, just a quick explanation. Legal insurance pays for the costs if you require legal assistance to deal with a disagreement. It is split into four areas of cover: private, professional, traffic and home. All four of these areas can be very useful, especially if you have a family and would rather spend your money on nice things instead of lawyer’s costs.

Now, allow us to introduce you to Alex and Isabella. Alex is 32 and works in a restaurant. His partner Isabella, aged 33, leads the sales team at a retailer. Living together in their rented flat, Isabella soon receives the exciting news that they have a baby on its way. Thinking ahead, Isabella invites her partner to her Getsafe Legal insurance policy to give the family the protection they need.

Scenario 1: Online retailer sells faulty goods

With just a few weeks until the baby arrives, Alex goes online to order a cot bed for her to sleep in. However, when the product is delivered, he has some difficulty assembling it. After hours of frustration, Alex realises that there is a part missing. Multiple phone calls and emails later, the retailer is still refusing to give him a refund. Alex phones the free legal hotline he has with the insurance, and a lawyer helps him to get his money back for the faulty cot.

Scenario 2: Parental leave and returning to work

After a period of parental leave, Isabella is looking forward to going back to the office and seeing her colleagues. However, shortly before she returns, her boss calls and tells her that her team leader position has been filled. Instead, she offers Isabella another role – but this time without leadership responsibilities and with more travelling than the new mother is willing or able to do. Unsure of her rights, Isabella calls her insurer’s free legal hotline. The lawyer informs her that she has a right to a job of equal value and helps her build a case against her boss. Thanks to her Getsafe legal insurance, Isabella doesn’t have to think about the costs of taking legal action.

Scenario 3: When the car workshop needs to fix up

In summer, Alex and Isabella take their daughter on her very first holiday. But on the drive home, Alex’s car breaks down. While Isabella takes her child home by train, Alex brings the car to the workshop for a repair. However, just two days later when driving to work, the car breaks down again. Evidently, the mechanics have not done their job properly, but still they want to charge Alex the standard price for the repair. After using Isabella’s legal insurance to get expert advice, Alex is able to prove that the workshop had not done their job properly the first time, and the repair work is carried out free of charge.

Scenario 4: The case of the rising rent

Winter is coming, and Alex and Isabella are looking forward to spending their first festive season together with their new child. However, another unfortunate incident occurs at the start of December. Isabella opens a letter from the property owner: he is suddenly demanding an increase in rent from 1 January. However, the property owner did not give a reason for the higher rent and he is not answering calls over the holiday period. Fortunately, the legal hotline is happy to help. Over the phone, the legal expert informs Isabella of her rights as a renter. By law, she has two months’ time to consider the higher rent, and the property owner must inform her of a reason for the increase. This puts both Isabella and Alex’s minds at ease, so they can sit back and enjoy their winter holiday.

Someone to Rely On

The above scenarios are just a few examples of where you might use legal insurance. Life has a way of throwing us into unexpected situations, but legal insurance can provide certainty when things aren’t going your way. Click the link below for more details on what’s covered.