Take a look on the benefits of our liability insurance.
Base protection (Criteria used by Stiftung Warentest)
Personal and property damage
General excess
Cancellation period
Cover guarantee matching GDV (German Insurance Association) sample terms
Damages to borrowed and hired property
Protection against uninsured third parties
Keys to a rental property
Profession-related keys (e.g. school)
For renters: Rented rooms (Rented property damage)
For homeowners: Single family house or flat, personal use
For landlords: Letting a flat
Pro bono activities
Football, cycling, skiing and more sports
Flying drones (steering motorised model aircraft)
Damages through internet use (Europe)
Personal and property damage
Maximum payout per person
General excess
Asset damage
Minimum contract duration
Cancellation period
Cover guarantee matching GDV (German Insurance Association) sample terms
Future extensions valid automatically
Provisional insurance (Personal and property damage)
Provisional insurance (Asset damage)
Policyholder
Protection against uninsured third parties
Legal enforcement of claims
Within Europe
Worldwide
Providing voluntary assistance ('doing a favour')
Self-employed, extra-professional services
Pro bono activities
Childminding/babysitting
Damages to borrowed and hired property
Football, cycling, skiing and other sports
Flying drones (steering motorised model aircraft)
Flying non-motorised aircraft (e.g. balloons and kites)
Use of dinghies, rowing boats and other non-motorised vessels
Surfing (own board)
Surfing (loaned board)
Sailing (loaned boat)
Driving a motorboat (owned by a third party)
Operation of model vehicles (land & water)
Qualifying damages caused within Europe
Qualifying damages caused outside of Europe
Care of another person's dog(s)
Care of another person's horse(s)
Horseriding or carriage rides (when the horse is owned by a third party)
Tame house pets (e.g. birds or cats, dogs not included)
Keys to a rental property
Profession-related keys (e.g. school)
Keys related to voluntary activities (e.g. sports team, church group)
Rented apartments
Rented buildings
Rented facilities (e.g. in hotels and holiday homes)
Gradually occurring damages
Single family house or flat, personal use
Heating oil tanks, up to a capacity of:
Operation of solar panels
Construction, up to a budget of:
Letting an apartment
Letting a holiday home within Germany
Household sewage