The Getsafe liability insurance

Base protection (Criteria used by Stiftung Warentest)

Personal and property damage

General excess

Cancellation period

Cover guarantee matching GDV (German Insurance Association) sample terms

Damages to borrowed and hired property

Protection against uninsured third parties

Keys to a rental property

Profession-related keys (e.g. school)

For renters: Rented rooms (Rented property damage)

For homeowners: Single family house or flat, personal use

For landlords: Letting a flat

Pro bono activities

Football, cycling, skiing and more sports

Flying drones (steering motorised model aircraft)

Damages through internet use (Europe)

Personal and property damage

Maximum payout per person

General excess

Asset damage

Minimum contract duration

Cancellation period

Cover guarantee matching GDV (German Insurance Association) sample terms

Future extensions valid automatically

Provisional insurance (Personal and property damage)

Provisional insurance (Asset damage)

Policyholder

Protection against uninsured third parties

Legal enforcement of claims

Within Europe

Worldwide

Providing voluntary assistance ('doing a favour')

Self-employed, extra-professional services

Pro bono activities

Childminding/babysitting

Damages to borrowed and hired property

Football, cycling, skiing and other sports

Flying drones (steering motorised model aircraft)

Flying non-motorised aircraft (e.g. balloons and kites)

Use of dinghies, rowing boats and other non-motorised vessels

Surfing (own board)

Surfing (loaned board)

Sailing (loaned boat)

Driving a motorboat (owned by a third party)

Operation of model vehicles (land & water)

Qualifying damages caused within Europe

Qualifying damages caused outside of Europe

Care of another person's dog(s)

Care of another person's horse(s)

Horseriding or carriage rides (when the horse is owned by a third party)

Tame house pets (e.g. birds or cats, dogs not included)

Keys to a rental property

Profession-related keys (e.g. school)

Keys related to voluntary activities (e.g. sports team, church group)

Rented apartments

Rented buildings

Rented facilities (e.g. in hotels and holiday homes)

Gradually occurring damages

Single family house or flat, personal use

Heating oil tanks, up to a capacity of:

Operation of solar panels

Construction, up to a budget of:

Letting an apartment

Letting a holiday home within Germany

Household sewage